Investment advice is offered through Veraz Advisors, LLC, (“Veraz”) 2355 San Ramon Valley Blvd, San Ramon CA 94583 an investment adviser with the State of California. Registration with the state of California should not be construed to imply that the SEC has approved or endorsed qualifications or the services offered, or that or its personnel possess a particular level of skill, expertise or training. Important information and disclosures related to Veraz Advisors, LLC are available at https://www.verazadvisors.com.