A Thoughtful Beginning to a Long-Term Advisory Relationship
Choosing a wealth advisory firm is an important decision.
Our new client experience is designed to help us understand your financial life, the decisions you are facing, and what you want your wealth to accomplish—while giving you the opportunity to understand how Veraz thinks, plans, and works with clients.
Throughout the process, we believe in being clear about expectations and next steps. There is no assumption that we will ultimately work together. Our goal is simply to determine whether there is a strong mutual fit.
The Discovery Meeting is where the relationship truly begins.
Rather than starting with products or recommendations, we begin by understanding you. We want to learn what prompted you to meet with us, what matters most to you, what concerns you have about your current financial situation, and what you ultimately want
your wealth to accomplish.
From there, we begin exploring the different areas of your financial life that may influence those goals—including investments, retirement, taxes, estate planning, insurance, business interests, family priorities, and other important considerations.
The purpose of this conversation is to gain a clear understanding of your current situation
and determine whether there are areas where Veraz may be able to add meaningful value.
Clarity at Every Step
At the end of each conversation, we believe both sides should have clarity about what happens next. If either you or Veraz determines that the relationship is not the right fit, that is completely okay. If we both believe there is value in continuing the conversation, we will agree on the appropriate next step together.
If we agree to continue, we take a deeper look at your financial picture. We may review relevant statements, planning documents, tax information, estate documents, insurance policies, business interests, or other information necessary to better understand your circumstances.
Our objective at this stage is to identify:
At this stage, we are not building a complete financial plan.
We are developing enough understanding to show you how Veraz thinks about your situation, where we believe planning opportunities may exist, and how we would approach those issues if we ultimately work together.
Once we understand your circumstances and priorities, we will discuss how Veraz would approach the areas that matter most to you.
We will explain the scope of the relationship, answer your questions, and make sure you understand what working with Veraz would look like.
Then we make a mutual decision.
If Veraz is not the right fit, there is no obligation to move forward.
If we both believe the relationship makes sense, we formally establish the advisory relationship and begin the onboarding, implementation, and deeper planning process.
Once you become a client, our team begins organizing the financial information, accounts, and strategies that will form the foundation of your relationship with Veraz.
Depending on your circumstances, this may include:
Once assets have arrived, we review the investment strategy for each account and begin implementing the agreed-upon investment approach.
Becoming a Veraz client is the beginning of the planning process—not the end of it.
Through The Veracity Formula™, we begin the deeper work of coordinating the different dimensions of your financial life.
Investment management, retirement income, tax planning, estate and legacy considerations, insurance, business interests, philanthropy, and succession planning are evaluated based on your circumstances and priorities.
Not every issue needs to be addressed at once.
Together, we identify what matters most, establish priorities, and work through those decisions in a thoughtful and disciplined manner.
Your financial life will continue to change, and your planning should evolve with it.
Through ongoing strategic meetings, investment oversight, planning reviews, and proactive
communication, we continue to evaluate your priorities, monitor progress, and identify new opportunities or risks as circumstances change.
We also remain available to coordinate with the other professionals involved in your financial life so important decisions can be considered within the context of the broader strategy.
The objective is to keep the full picture in view—not only when you first become a client, but throughout the relationship.
One Framework for the Decisions That Matter
The Veracity Formula™ provides the framework for how we approach the relationship:
Clarify. Assess. Identify. Prioritize. Coordinate. Implement & Review.
It gives structure to complex financial decisions while allowing the planning to evolve as your life, wealth, family, and priorities change.
You do not need to have every question answered before reaching out.
Start with a conversation about what matters to you and determine whether Veraz may be the right fit for the next stage of your financial life.
